I hate to drag this one out, but I feel several RO's have been wrongly accused. It has been, in a nut shell, said we are inconsiderate, our own click, etc. In her first post, the lady asked for advice. She was promptly given no less than 9 quick responses "CONSULT A LAWYER"! She then began adding details of the incident which were hard to believe. A simple "boating accident" turned into a near death situation involving a child. Tell me that doesn't get the feelings out.
Beach, I appologize for my comments if they struck a nerve. You asked a question, you were given answers. That's what this forum is famous for.