Frankenstorm
- Thread starter rnbenton
- Start date
this was some storm. i am on the boat as i type this. we took alot of water in the neighborhood. they shut the gas off today for the foreseeable future. who knows when the power will come back. thank god for this old silverton. my heart breaks for everyone that took a loss. i am on s shore of long island. pretty much had a boat on same canal for 35 years and have never seen anything like this. some of my neighbors took 6 feet in their first floor. my mother down the street took 5 feet. all have lost all. my best firend on the block was soo upset that he didnt even have a finger paint that his boys made as kids. my mom lost all memories and unfortunately she cant make new ones. my heart is with anyone who took a loss.
Asking advice
My marina is between seaside Heights and Pt Pleasant
Owners live about a block away
From what I have heard, no one allowed into this strip from the North or South. national guard and cleanup
Boat was left for marina to pull 4 days early, they never got to it.
last I saw it, was in extra wide slip, I put extra lines/fenders on it. stripped it, took bimini down for mooring cover.
As of today, no word on condition of marina or boat
Can I file clain if boat is total loss and cut up and disposed of before I see it? clear a road or remove a pile of boats.
Or it sunk out of sight and is lost, never to be seen again.
Can I put in insurance claim without a destroyed boat to point to?
Although this was a named storm, technically it did not come ashore as a huricaine, it was actually downgraded to a "post-tropical cyclone". This helps homeowners greatly because if it came ashore as a huricaine, usually home insurance policies say if "huricaine"
deductable is like 5-10% of house value. If not a huricaine, it is the standard deductable. (maybe $500/1000).
State Insurance dept are advising home insurance companies of this fact and watching. Of coarse, many home ins policies are different in language.
My marina is between seaside Heights and Pt Pleasant
Owners live about a block away
From what I have heard, no one allowed into this strip from the North or South. national guard and cleanup
Boat was left for marina to pull 4 days early, they never got to it.
last I saw it, was in extra wide slip, I put extra lines/fenders on it. stripped it, took bimini down for mooring cover.
As of today, no word on condition of marina or boat
Can I file clain if boat is total loss and cut up and disposed of before I see it? clear a road or remove a pile of boats.
Or it sunk out of sight and is lost, never to be seen again.
Can I put in insurance claim without a destroyed boat to point to?
Although this was a named storm, technically it did not come ashore as a huricaine, it was actually downgraded to a "post-tropical cyclone". This helps homeowners greatly because if it came ashore as a huricaine, usually home insurance policies say if "huricaine"
deductable is like 5-10% of house value. If not a huricaine, it is the standard deductable. (maybe $500/1000).
State Insurance dept are advising home insurance companies of this fact and watching. Of coarse, many home ins policies are different in language.
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You can certainly notify your ins carrier of the likelihood of a claim. They can open a file, establish the bonafides, ( policy number, coverage etc ) and assign you to an adjuster, giving you a person to contact when further info becomes available. As for actually receiving any money from them, that will have to wait till the loss and it's extent has been verified.
But getting the file opened now is a good plan. Waiting could potentially cause problems. ( Not likely, but might cause delays )
But getting the file opened now is a good plan. Waiting could potentially cause problems. ( Not likely, but might cause delays )
I just hope all you folks had a National Flood Insurance Program policy on your home to cover the cost of damage from rising water. Homeowners wind/hail policy excludes damage from rising water, no matter the source. No Wind/Water argument on a boat. On a boat you submit a claim for a fortuitous loss, underwriter verifies loss, underwriter pays loss, less any deductible. A missing boat may require more paperwork on your end (Read Your Policy) but the claim should be honored by a reputable marine underwriter.
lil red truck
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+ 3 on stuff is stuff. My daughter had major surgery in July she is ok, My dad passed 2 weeks ago, my friend around the corner from marina lost everything in his house, lots of dead along the tri state area including 2 very young kids, my sunken boat is a piece of fiberglass, considered a luxury, sitting in water which I can buy another one any time I want. Sorry if i am considered insensitive. Prospective people. Just my opinion.
Al
Al
lil red truck
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Al, I'm so sorry about your dad. Take care of yourself. Let others care for you.
I believe we all feel bad for everyone with a loss. The great part of a community like this is supporting those that are not as fortunate as the rest of us. Focusing on what someone may or may not have meant is a waste of time and not helping those here that have suffered any sort of loss move forward. The only ones here that should feel fortunate are the ones lucky enough that avoided this tragedy all together. Lets just focus on helping those that have been affected by this move forward. I as I am sure all of us hope that everyone that has lost loved ones, property or anything else have some support from those around them and some good fortune in moving forward on their journey to a better tommorow.
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The comment stuff is stuff is still insensitive.
A boat and home are memories.
What is life without happy memories.
Yes, my heart breaks for people who died and others that lost stuff.
But let's all be a little sensitive to fact that it's hard to look at your home under water or boat all smashed up.
A boat and home are memories.
What is life without happy memories.
Yes, my heart breaks for people who died and others that lost stuff.
But let's all be a little sensitive to fact that it's hard to look at your home under water or boat all smashed up.
I seen your boat on Channel 4 news, It broke my heart to see it. We did some print screens and have a couple of shots of it from the news if you want.
link to pics added
http://www.facebook.com/media/set/?set=a.10150625519874034.402023.659244033&type=1&l=2b10671b08
lil red truck
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+1
Crownline 242
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NJ Shore Before and After Interacitve
http://www.abc.net.au/news/specials/hurricane-sandy-before-after-photos/
http://www.abc.net.au/news/specials/hurricane-sandy-before-after-photos/
coolrunnin
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- Jul 16, 2001
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Thanks Neal, yes, broke our hearts too to see it like that. Can't get access to the marina to get a first hand look. Another storm is coming, so hopefully it stays put until they can re-block it. Thanks for the pics!