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rduhon

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Dear RAYMOND DUHON,

Hi, my name's Rick, and I lead Progressive's boat team.

After a snowy Midwest winter, I'm excited to start spending more time outdoors with my family and friends.

And, whether you've already been enjoying your watercraft in warmer climates (I'm jealous) or you're just starting to thaw out like me, I welcome you to another year of boating fun!

Remember, you can boat with confidence because with a specialized Progressive boat policy, you can take advantage of Disappearing Deductibles, Small Accident Forgiveness, and even Pet Injury coverage for your cats and dogs.* Plus, if you ever need help, you can call us anytime. Our team's always here to help.

Thanks again for boating with us. Enjoy the water!

Sincerely,

Rick Stern
Boat Product Manager
Progressive
 
Seams nice to me. They have done me good for Hurricane Ike. Now disappearing deductibles...
 
I dumped them for NBOA. 1/2 the price, better coverage and my turtle smack and subsequent loss of a boating season in 2007.....What is the asterisk referring to regarding pet coverage.....? That's rhetorical. I really do not want to know.
 
I had good luck with them. They have the best premium prices around here for me.
I only had one claim for Ike. They paid good.
Just started these new things.
My premiums didn't go up after Ike.
They send me hurricane prep. suggestions every year right before hurricane season.

Most insurance companies left the gulf coast after the 2004 and 2005 hurricanes.
 
I got the same e-mail. It seemed legit as I used the link in it to unsubscribe from future such e-mails!

David, I'm with NBOA too, but coverage with Progressive. They had me with American Bankers for the past two years, and the rates were great. But that particular underwriter won't cover me in the Bahamas this year while Progressive will. I've got coverage to 125nm off all of N. America, plus the Bahamas down to Cat Island.
 
?????

The purpose of this post is?

George
 
quote:
Originally posted by gcolton

?????

The purpose of this post is?

George

Click to expand...


Sometimes companies are nice to you and it's good to share.
 
MIXMAN ARE YOU SURE THEY COVER YOU IN THE BAHAMAS. ITS 75 OR 125 MILES OFF SHORE BUT NOT IN ANOTHER COUNTRYS WATERS BESIDES THE US OR CANADA. george.
 
MIXMAN I mispoke they will cover you if you are over 26 feet not a sail boat and have 2 or more engines and pay a extra premium.GEORGE.
 
I thought it was a good thing. Not an ad.
I work in the offshore oilfield, not insurance business.
 
It's an ad in that they hope you'll do just what you did. Tell everyone you know what a great company they are. I don't think I'm being cynical either.
 
It was an email.
I have had great luck with them.
Only one hurricane claim. ~ $10k worth of damage.
They paid quick, issues with amount was taken care of quicker, they just talked
to the boat yard and it was paid. A third claim for the same thing was sent in
by the boat yard and that check was sent out right away also.
They send out ways to make premium go down, ways to prep. for hurricanes, ect...
As long as I have good luck with them, I don't mind passing it along.

I don't mind anyone expressing their opinions, I believe in freedom of speech.
 
I priced them and they were $1200 more than I pay now.
I have NBOA, they broker it out.
 
CurrentSea,

Progressive to me was a big disappointment because it is a broker out from USAA. In over 32 years of coverage with USAA, this was my first bad experience. I made it known to them. Matters not if they did anything about it. I voted with my wallet.
 
FlyWright,

Thanks for the link, it was an interesting read.
I'm from Wisconsin so I've had enough of the liberal BS for one year.

No Progressive for me.
 
quote:
Originally posted by 1984richter

MIXMAN I mispoke they will cover you if you are over 26 feet not a sail boat and have 2 or more engines and pay a extra premium.GEORGE.

Click to expand...


Correct. Just pay the extra $150 for the 125nm offshore coverage and a good chunk of northern and central Bahamas is included:

If you pay for premium coastal navigation...ocean waters 125nm or less from the coast of either the US or Canada...including the territorial waters of the Commonweath of Bahamas that exten no further north than 27* 30'N and no further east than 75* 30' west and no further south than 24* north...watercraft shall have a hull length of at least 26 feet and two primary engines, unless...a sailboat, in which case it should have at least one inboard engine.

For me it was down to a choice of either Progressive or BoatUS as no other underwriter would give me coverage in the Bahamas in June. While BoatUS covers more of the Bahamas, 24N is about as far as I have time to travel. And BoatUS wanted about $300 more in premium, yet would only value my boat for about half what Progressive would.

For those of you who don't like their founders' politics, I struggled with that one too. But in the end I decided to go with the best value. If I made my purchasing decisions based on politics I would have to stop doing business with just about every majory corporation in this country (Verizon, Google/Android, etc.). I know someone who's at Progressive's main office. He assured me that politics of Mr. Lewis do not reflect the company as a whole.

It is funny, though, how some insurance companies are a great fit for one boater and a horrible fit for another. It really does pay to shop around.
 
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