INSURANCE rates

my 25ft 1996 chris craft costs me a little over $500 a year with 28k agreed hull value.
 
1993 Mainship Sedan Bridge 40, major custom refit and complete repower in 2007 agreed value $230,000 paying $1650.00 a year.
Bill
 
'87 Mainship 36dc in the great lakes, 60K agreed, $545.00 a year

Niles
 
23' Trophy
Agreed Value 68,000 Deductible 1360
Liability 300,000
Medical 1,000
Personal Eff 1,000
Pollution 500,000
Towing 500
Uninsured Watercraft 300,000

Premium $259 per year.
 
The question should also include where you can go and with what restrictions.
 
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